15% back with the REI credit card and an $100 gift card for signing up? I did it, I love it, and my wallet loves it too!
Though it would be nice if I did, I get nothing from writing this. I just think it is too good of a deal to really pass up, for anyone who needs outdoor gear for running, camping, cycling, rock climbing, or buys presents for those who do. My boyfriend, Jesse, is a credit card fiend, and manages to pay for tons of things like flights and hotels using only points and keeping his credit score high. Even with all of his knowledge, he said he knows no other card that will give you 15% back.
So how does this saving money with the REI credit card work? Well first off, go to a store or online to get the promotional offer of a free $100 gift card when you sign up. Super nice right? Next, pay the stupid $20 and become a member for life. Now this is where you can really save some money. The REI card will give you 5% back in REI credit for future purchases on current REI purchases. The REI membership gives you 10% back on the same thing, excluding some sale and clearance items. 10% plus 5% is 15%, and that is something worth working for. If you REALLY REALLY shop at REI a ton, you can use this credit card for groceries and get 2% back, and 1% back on everyday purchases.
To give you an idea of how this would add up, I spend about $220 on groceries a month. $220*12 months = $2640. 2% back on that is $52 dollars.
With all my triathlon training and running shoes purchases, I’ll probably spend about $300 at REI a year. 15% back on that will be $45.
Thus, by just doing my normal shopping, I have $97 in REI credit I can use for Christmas presents! Or maybe a few things for myself. If you spend more than I do on my little measly budget, the benefits will be much greater. Furthermore, REI is a fantastic organization to support. Not only are they one of the only big brand stores that still carries a decent number of made in USA items (just go to their search options and click made in USA. You can get made in USA clothes there! ) but they work very hard to help the park community. The not only put their money where their mouth is, and donate millions of dollars to conservation efforts worldwide, but they coordinate members, customers, and employees to volunteer to build trails and restore local habitats. They treat their employees well (you want to get paid well? Shop at places that actually pay their employees. Put YOUR MONEY where your mouth is) and thus are listed in Fortune magazine’s list of “100 Best Companies to Work For” every year since 1998.
Good for the world, good for you, and good for your wallet? And $100 bucks?! Seriously, sign up and save money with the REI credit card. You won’t regret it.
If you are interested in more credit cards that can do wonders for your wallet, check out this good article from nerdwallet! Notice that the REI credit card is first, but if you are good at handling multiple accounts, you can always go for one more.
This week in updates: Cheese and Wedding photos!
So first off, last weekend was wonderful. Absolutely wonderful! Before the wedding Jesse and I visited Departure, the scene of our very first date 1.5 years ago in Portland OR. It was a very, very good choice of venue for Jesse’s part, and needless to say I was very impressed. Not only do they have a gluten free and a vegetarian menu (good for the paleo and the vegetarian!) but their scenery is beautiful and the food is delicious. It is hard to find somewhere where both Jesse and I are in absolute joy with our taste buds. It was a perfect place for a first date and a perfect place to celebrate our last year and a half together, and all the hard work and accomplishments we’ve achieved in that time period! I hope to go there again. (This is part, though not all, of the cheese reference. I love my boyfriend!!!)
After that Jesse and I headed to Wicked. The following morning was spent with good Portland friends at a wedding for my friend Mark Walker.
This weekend so far has led to good spending in the food department! I even had enough for a few pieces of real parmesan cheese. I have several recipes I am very excited about to try out this weekend. They involve sweet potatoes, cream cheese, and the parmesan cheese. But not all in the same concoction! I am loving this buying conditioner and shampoo in bulk. It is so nice to just buy what you need, when you need it.
The Recipe: Polenta Breakfast Toast
I just through this together and it was delicious. I don’t tend to buy bread, it being more expensive than oatmeal, but occasionally I get a hankering for eggs and toast. This filled that hankering and more! I may have eaten it in like 4 bites. Next time, I plan to make myself far more than two slices!
2 Premade polenta slices
2 Soft Boiled Eggs
1 Medium sized tomato
4 leaves fresh basil
Grease a pan and bake the polenta at 450 for about 30 minutes, flipping the slices over half way through. While the polenta is toasting, make your soft boiled eggs and chop up the tomato and the basil. I like to boil my eggs for 6 minutes to get the desired texture. Toss the tomatoes and basil in a bowl with olive oil and 1 tsp on oregano. When the toast is done, slice up the soft boiled egg, and place the eggs and tomatoes/basil on top of the polenta. Top with a little extra oregano, and salt if desired. Enjoy!